Technical blog
Articles for people working in Italian and European insurance back-offices. Surety, Lloyd's coverholder, DORA, claims-made, reinsurance. No marketing speech: operational details, precise regulatory references, real workflow examples.
Claims-made, retroactive, run-off: how to model them in PAS without leaving cover gaps
Italian professional liability = claims-made with retroactive and run-off. A PAS that mismodels these extensions creates payable gaps or undue cover. Underwriting workflow, premium calculation and IBNR handling for L. 24/2017 and L. 247/2012.
Lloyd's & specialtyFrom Lloyd's MRC to Italian certificate: the coverholder workflow in 6 steps
How an Italian coverholder turns a Market Reform Contract negotiated in London into a local IVASS-compliant certificate, with ACORD premium/claims BDX, slip-clause validation and delegated-authority records under Atlas.
Surety bondsCIG ANAC and tender bonds: the automatic validation workflow
Why the Italian tender code (CIG) is the key to bid and performance bonds, how it is verified against the ANAC database via API, and how a surety PAS handles errors, cancelled tenders, changed base amounts.
ComplianceDORA for insurers: what operationally changed from 17 January 2025
The five DORA pillars applied to the Italian insurance sector: ICT risk management, incident reporting to IVASS/EIOPA, resilience testing, third-party register and TLPT. What changes for cloud-PAS users and what evidence you need ready for an inspection.