5 lines of business, different maturities.
NewPicass 14.Net was born for the Italian surety bond line — our core domain where 9+ insurers are already in production. Over the years the modular architecture extended the platform to other insurance lines: professional indemnity, trade credit, P&C, marine/aviation specialty. For each sector below you find the platform maturity declared honestly, without empty promises: where we are flagship and where targeted configuration is required.
Surety bonds — NewPicass 14.Net's vertical line
CIG, L210, AGEA and other surety bond lines. The historical domain NewPicass 14.Net was designed for, with 9+ European surety insurers in production.
Flagship · core domain Open sector RC ProfessionaleProfessional Liability — doctors, lawyers, engineers, accountants
Professional liability policies for regulated orders and categories. High sum-insured, claims-made vs loss-occurring, retroactive cover, category-specific exclusions.
Core supported Open sector Credit InsuranceCredit insurance & trade credit — turnover protection
Trade credit insurance for B2B firms. Per-buyer credit limits, rating monitoring, default management, recovery, facultative reinsurance for concentrated exposures.
Core supported Open sector P&CProperty & Casualty — auto, home, commercial
Retail and SME P&C: motor TPL, kasko, home, business. Multi-tariff, traditional claims handling (CARD/CID, no-fault), treaty reinsurance, multi-channel distribution.
Configurable Open sector Marine & AviationMarine & Aviation — specialty for hulls, cargo, aircraft
Marine and aviation specialty lines: hulls and shipowners' liability, cargo in transit, aircraft hull, aviation liability and airport. Typically under Lloyd's binders, bilingual MRC, ACORD BDX.
Specialty supported (via configuration) Open sectorSurety verticality + multi-line extensibility
Unlike generalist PAS systems that try to cover everything superficially, NewPicass 14.Net is explicitly vertical on surety bonds: tariffs, regulatory checks (CIG/ANAC, L210, AGEA), issuance workflows, claim payout management — everything is designed on the specifics of this line. Other lines (PI, credit, P&C, marine) are supported via configuration: they use the same core modules (back-office, claims, reinsurance, analytics) with data-model and tariff parameterisation. The difference is operational honesty: for surety we have decades of best practices embedded, for other lines we start from a solid base but time-to-live requires more customer-specific configuration.