Seven native modules. One data model.
NewPicass 14.Net is a modular platform designed for surety insurers and their distribution networks. Every module shares the same data schema, the same permissions engine, the same audit trail. Zero integrations between different products, zero fragile syncs.
Surety bond back-office.
The operational heart of the platform. Manages the full lifecycle of a surety bond: from quotation to issuance, from renewal to endorsement, from suspension to release. Every state is tracked, every change is signed, every document is versioned.
Open the dedicated page- Multi-line bond issuance (CIG, L210, AGEA, other lines)
- Principal master data with duplicate control
- Premium calculation with insurer-configurable tariffs
- Multi-level approval workflow with delegations
- Renewals and endorsements with full historisation
- Risk register and real-time exposure management
- Immutable audit trail of every operation
- JV (Temporary Joint Venture) management with share allocation
Underwriting and back-office departments of surety insurers, risk managers, compliance officers.
Distribution network — coverholders & brokers.
Coordinates the entire distribution network: coverholders, MGAs, brokers, agencies. Each actor has their own operational perimeter, customer base and commissions — but shares the same policy portfolio with the insurer.
Open the dedicated page- Configurable network hierarchies (insurer → coverholder → broker → sub-broker)
- Delegated issuance with per-product and per-limit constraints
- Bidirectional sync between Company and distribution network
- Multi-level commission management with automatic computation
- Dedicated portals for each role (separate credentials, differentiated permissions)
- Digital broker onboarding with KYC and contract signing
- Automatic periodic reporting
Commercial leadership at insurers, network managers, coverholders managing multiple delegating insurers.
Analytics & Business Intelligence.
The analytics module collects data from all other modules and turns it into interactive dashboards. It's not an external BI tool plugged into the database: it's built inside the platform, with the same permissions as everything else.
Open the dedicated page- Exposure dashboard: guaranteed capital by customer, insurer, line, province, rating
- Movement dashboard: monthly production with YoY comparison and new customers
- Multi-level drill-down with filters by date, status, insurer, coverholder
- JV analysis with share allocation
- Scheduled PDF and Excel export
- Interactive charts with modal zoom and percentage / currency formatting
Management, finance leadership, controllers, risk managers.
eIDAS digital signature — FES, FEA, FEQ.
Integrated electronic signature at three levels compliant with the eIDAS regulation and the Italian CAD: simple (FES), advanced (FEA), qualified (FEQ). No redirects to external providers: signing happens inside the platform with a consistent UX.
Open the dedicated page- FES — Simple Electronic Signature with SMS / email OTP
- FEA — Advanced Electronic Signature with document ID + selfie liveness + graphometric signature
- FEQ — Qualified Electronic Signature with remote certificate (CSC API) or USB token
- Integrated SPID and CIE identification for FEA upgrade
- Actalis TSA timestamping
- PAdES seals on PDF in incremental mode (does not invalidate previous signatures)
- Workflow integration: automatic signing on state transition
Principals, beneficiaries, brokers, internal insurer staff. Any policy can be signed digitally without printing.
Blockchain verification — Polygon.
Every issued policy registers its hash on the Polygon blockchain. Anyone — contracting company, contracting authority, public body — can verify a policy's authenticity by scanning a QR code, with no need to contact the insurer.
Open the dedicated page- Automatic policy registration at issuance
- Immutable document hash anchored on Polygon
- QR code generated on the signed PDF
- Public verification portal accessible without credentials
- Effective deterrent against counterfeit policies
- Compliance with IVASS anti-fraud requirements
Contracting authorities, public bodies, ANAC, contracting companies, brokers wanting to offer a differentiating element to their customers.
Mobile app iOS & Android.
iOS and Android application designed for the distribution network on the move. It's not a reduced version of the web platform: it's a dedicated interface for the most-used out-of-office flows — portfolio consultation, document signing, real-time push notifications.
Open the dedicated page- Policy and customer master data consultation
- Policy issuance on the go (configurable by role)
- Mobile digital signature on documents
- Real-time push notifications (Firebase Cloud Messaging)
- Secure access with 2FA and biometrics
- Multi-insurer support on the same device (coverholder advantage)
- Offline mode for recent data consultation
Agents, brokers, coverholders, commercial managers on customer visits.
AI document translation — 5 languages.
Automatic translation of policies, contracts and technical documents between Italian, English and other European languages, preserving the document's original layout: tables, headers, footers, formatting, fonts.
Open the dedicated page- Translation IT ↔ EN ↔ DE ↔ FR ↔ ES
- PDF and DOCX layout preservation
- Specialised insurance terminology translation (sureties, claims, clauses)
- Optional human review before release
- Multilingual version historisation
Insurers and coverholders with international portfolios, brokers operating cross-border, legal departments handling multilingual contracts.
BDX Management — bordereaux automation.
Automatic bordereaux generation toward delegating insurers, Lloyd's managing agents and reinsurers: premium BDX, claims BDX and risk BDX in ACORD, Lloyd's template and custom CSV formats. Bank reconciliation, UMR and Risk Code mapping, full audit trail for the annual coverholder audit.
Open the dedicated page- Premium BDX, claims BDX, risk BDX in market-standard formats
- Managing-agent templates configurable without development
- Multi-binder: one coverholder to N managing agents
- UMR mapping and Lloyd's Risk Code per row
- Automatic adjustment rows for post-issuance modifications
- Configurable schedule (weekly, bi-weekly, monthly)
- Automatic reconciliation with inbound camt.053
Lloyd's coverholders, Italian and European MGAs, cedents toward reinsurers, wholesale brokers with multi-insurer lines.
Want to see the modules in action on your flows?
45 minutes with one of our engineers, no sales script. You show us your current back-office and we show you concretely how NewPicass 14.Net would solve the critical points.