v14.0 · Enterprise Edition

NewPicass 14.Net — the SaaS back-office for surety bonds.

A single multi-tenant cloud platform that manages the entire surety policy lifecycle: issuance, eIDAS signing, blockchain registration, network distribution and analytics.

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ASP.NET Core MVC SQL Server 2022 Polygon eIDAS FEQ
01 · Overview

Designed for surety insurers, built to scale.

NewPicass 14.Net digitises end-to-end the issuance of surety bonds. From quotation to signing, from portfolio loading to exposure monitoring: one system, one source of truth, zero out-of-control Excel files.

7
Native modulesOne shared data model
99.9%
Uptime SLAPer-customer contractual SLA
14.0
Current releaseModular architecture v14
02 · Modular architecture

Three layers, seven services, two EU data centers.

Cloud-native architecture on Microsoft enterprise stack, distributed across two EU data centers (Strasbourg and Roubaix, France). Presentation decoupled from business logic, data layer with SQL Server 2022 cluster and automatic cross-DC failover. Every external service is wrapped in a dedicated adapter — replaceable without touching the core.

Tech stack · v14.0Presentation → Business → Data · adapter services
Layer 01

Presentation

Web app SSR
Mobile app iOS/Android
REST API JWT
Layer 02

Business logic

ASP.NET Core MVC C# 12
Workflow engine native
Rule engine AI ready
Layer 03

Data layer

SQL Server 2022 cluster
Blob storage encrypted
Audit log immutable
SigningeIDAS · FEQ · TSA
ChainPolygon · smart contract
ANACCIG · native integration
Info providerCredit info providers
IdentitySPID · CIE · 2FA
03 · Platform modules

Seven native modules, one data model.

No integrations between different products: everything runs on the same schema, with the same permissions and the same audit trail. Click a module to see details, specs and screenshots.

Full surety policy lifecycle: master data, issuance, renewal, endorsements. Configurable workflows by line and guarantee type.

Coordinates the entire distribution network with real-time bidirectional sync between Company and Coverholder. Unlimited hierarchies, automatic commission distribution.

Real-time KPIs, drill-down on Exposure and Movement, cohort analysis by line and geography. Automatic exports and scheduled reports via email.

Three signature levels (FES, FEA, FEQ) integrated with SPID/CIE as identity provider and certified TSA timestamping. Full compliance with eIDAS 910/2014.

Every policy is registered on the Polygon blockchain with SHA-256 hash of the signed document. QR code printed on the certificate enables public verification in 3 seconds.

Native iOS and Android app for the distribution network. One account sees all insurers for which the producer is a coverholder. Real-time push, mobile signing, 2FA biometrics.

AI translation of policies, contracts and technical documentation in 5 languages preserving layout, tables, headers and footers. Translation stays in the system, versioned and searchable.

04 · Available configurations

Three editions, same source code.

The same platform comes in three configurations, each with role-specific modules and permissions: Company for insurers, Coverholder for distribution networks and MGAs, Broker Retail for individual brokers and agencies.

Company

NewPicass Company

Target: surety insurers
  • Full multi-line back-office
  • Consolidated exposure analytics
  • Coverholder network management
  • Blockchain & eIDAS signing included
  • Dedicated success manager
Annual commitmentQuote on request
Coverholder · most adopted

NewPicass Coverholder

Target: distribution network · MGA · master agencies
  • Delegated multi-insurer issuance
  • Bidirectional sync with Company
  • Broker network dashboard & commissions
  • Multi-insurer mobile app
  • eIDAS signing & blockchain included
Annual commitmentQuote on request
Broker Retail

NewPicass Broker

Target: small brokers · retail agencies
  • Single-company policy issuance
  • Simplified customer portfolio
  • Basic digital signature & QR
  • Branded mobile app
  • Self-service onboarding
Annual commitmentQuote on request
05 · Native integrations

Eight native connectors, zero third-party middleware.

Every integration is maintained internally and covered by the SLA. Adapters wrap external APIs and normalise data before it reaches the business logic — the rest of the platform doesn't know (and shouldn't need to know) what's on the other side.

Administration

CIG / ANAC

Automatic tender code verification
Info provider

Credit info providers

Scoring & due diligence
Storage

Cloud object storage

Azure Blob · AWS S3 compatible
Automation

Webhooks & REST API

External systems integration
Chain

Polygon blockchain

Smart contracts · public verification
Identity

SPID · CIE

Strong citizen authentication
Signing

Actalis TSA (activatable)

Certified time-stamping
Notifications

Transactional email · SMS

Enterprise provider · bounce tracking
06 · Request a demo

45 minutes with one of our engineers.

No sales script: you show us your current back-office, we show you what would change with NewPicass 14.Net on your real flows.

Request demo Talk to an engineer