v14.0 · Enterprise Edition

NewPicass 14.Net — the SaaS back-office for surety bonds.

A single multi-tenant cloud platform that manages the entire surety policy lifecycle: issuance, eIDAS signing, blockchain registration, network distribution and analytics.

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ASP.NET Core MVC SQL Server 2022 Polygon eIDAS FEQ
01 · Overview

Designed for surety insurers, built to scale.

NewPicass 14.Net digitises end-to-end the issuance of surety bonds. From quotation to signing, from portfolio loading to exposure monitoring: one system, one source of truth, zero out-of-control Excel files.

7
Native modulesOne shared data model
99.9%
Uptime SLAPer-customer contractual SLA
14.0
Current releaseModular architecture v14
02 · Modular architecture

Three layers, seven services, two data centers.

Cloud-native architecture on Microsoft enterprise stack. Presentation decoupled from business logic, data layer with SQL Server 2022 cluster and automatic cross-DC failover. Every external service is wrapped in a dedicated adapter — replaceable without touching the core.

Tech stack · v14.0Presentation → Business → Data · adapter services
Layer 01

Presentation

Web app SSR
Mobile app iOS/Android
REST API JWT
Layer 02

Business logic

ASP.NET Core MVC C# 12
Workflow engine native
Rule engine AI ready
Layer 03

Data layer

SQL Server 2022 cluster
Blob storage encrypted
Audit log immutable
SigningeIDAS · FEQ · TSA
ChainPolygon · smart contract
ANACCIG · native integration
Info providerCredit info providers
IdentitySPID · CIE · 2FA
03 · Platform modules

Seven native modules, one data model.

No integrations between different products: everything runs on the same schema, with the same permissions and the same audit trail. Click a module to see details, specs and screenshots.

Full surety policy lifecycle: master data, issuance, renewal, endorsements. Configurable workflows by line and guarantee type.

Coordinates the entire distribution network with real-time bidirectional sync between Company and Coverholder. Unlimited hierarchies, automatic commission distribution.

Real-time KPIs, drill-down on Exposure and Movement, cohort analysis by line and geography. Automatic exports and scheduled reports via email.

Three signature levels (FES, FEA, FEQ) integrated with SPID/CIE as identity provider and certified TSA timestamping. Full compliance with eIDAS 910/2014.

Every policy is registered on the Polygon blockchain with SHA-256 hash of the signed document. QR code printed on the certificate enables public verification in 3 seconds.

Native iOS and Android app for the distribution network. One account sees all insurers for which the producer is a coverholder. Real-time push, mobile signing, 2FA biometrics.

AI translation of policies, contracts and technical documentation in 5 languages preserving layout, tables, headers and footers. Translation stays in the system, versioned and searchable.

04 · Available configurations

Three editions, same source code.

The same platform comes in three configurations, each with role-specific modules and permissions: Company for insurers, Coverholder for distribution networks and MGAs, Broker Retail for individual brokers and agencies.

Company

NewPicass Company

Target: surety insurers
  • Full multi-line back-office
  • Consolidated exposure analytics
  • Coverholder network management
  • Blockchain & eIDAS signing included
  • Dedicated success manager
Annual commitmentQuote on request
Coverholder · most adopted

NewPicass Coverholder

Target: distribution network · MGA · master agencies
  • Delegated multi-insurer issuance
  • Bidirectional sync with Company
  • Broker network dashboard & commissions
  • Multi-insurer mobile app
  • eIDAS signing & blockchain included
Annual commitmentQuote on request
Broker Retail

NewPicass Broker

Target: small brokers · retail agencies
  • Single-company policy issuance
  • Simplified customer portfolio
  • Basic digital signature & QR
  • Branded mobile app
  • Self-service onboarding
Annual commitmentQuote on request
05 · Native integrations

Eight native connectors, zero third-party middleware.

Every integration is maintained internally and covered by the SLA. Adapters wrap external APIs and normalise data before it reaches the business logic — the rest of the platform doesn't know (and shouldn't need to know) what's on the other side.

Administration

CIG / ANAC

Automatic tender code verification
Info provider

Credit info providers

Scoring & due diligence
Storage

Cloud object storage

Azure Blob · AWS S3 compatible
Automation

Webhooks & REST API

External systems integration
Chain

Polygon blockchain

Smart contracts · public verification
Identity

SPID · CIE

Strong citizen authentication
Signing

Actalis TSA (activatable)

Certified time-stamping
Notifications

Transactional email · SMS

Enterprise provider · bounce tracking
06 · Request a demo

45 minutes with one of our engineers.

No sales script: you show us your current back-office, we show you what would change with NewPicass 14.Net on your real flows.

Request demo Talk to an engineer