Persona · Intermediari

Agents & intermediaries — mobile issuance, in-field signing

Native app for agents, sub-agents and collaborators: in-field issuance, customer signing on touchscreen, push notifications, biometric 2FA access.

Daily pains

The 4 headaches of the field agent

Notepad + re-typing

Customer visit: data on paper, then return to office to type everything on PC, issue policy, print. Time lost: 1-2 hours.

Customer signing in two steps

Issuance on PC, paper print, return to customer for signing, scanning, archival. Paperless workflow? Never happens.

Sub-agents sending policies via WhatsApp

Photos of paper forms via WhatsApp, data lost in chats, duplicate customer master data, transcription errors.

Real-time push? Never existed

Claim reported by my insured customer: I find out 2 days later from the insurer. Policy pending signature: I learn by email the term expired.

What changes

The office in your pocket, the policy in 60 seconds

In-field activityStatus quoWith NewPicass 14.Net
On-site policy issuance1-2 hours (notepad + office PC)60-90 seconds on tablet
Customer signingPrint + return visitDirectly on touchscreen (FEA)
Customer event notificationEmail or phone 1-2 days laterReal-time push even with app closed
Sub-agent coordinationWhatsApp + ExcelMulti-user app with RBAC permissions
Secure accessSticky-note passwordFace ID / Touch ID + remote wipe
Offline modeApp not workingConsultation + drafts with deferred sync
Modules you'll use most

How the platform fits your role

Compliance

Intermediary compliance

IVASS RUI · A/B/E section registration, continuous training IVASS Reg. 40/2018 · distribution, traceability IVASS Reg. 41/2018 · pre-contractual disclosure IDD 2016/97 · POG, demands and needs test, IDD training AML5/AML6 · end-customer KYC, UIF reporting DORA art. 8 · 2FA/biometric secure access eIDAS 910/2014 · customer e-signature FEA/FEQ
Typical ROI

On an agent / sub-agent in the field

60-90sMobile issuanceFrom customer selection to signed policy
+25%Policies issued on-siteVs office-return for PC issuance
100%PaperlessNotepad + re-typing elimination
Real-timeCustomer-event pushClaim, signing deadline, policy expiry
FAQ

Frequently asked questions from intermediaries

Difference between broker, agent and intermediary?

Broker = independent intermediary acting for the customer, mandated by insurers. Agent = exclusive (single-mandate) or multi-mandate intermediary, acting for one or more delegating insurers. Intermediary is the umbrella term covering both, plus sub-agents, collaborators, producers. In IVASS they're registered in different sections of the RUI (A for agents, B for brokers, E for collaborators).

Is the mobile app for intermediaries or also for brokers?

Both. The mobile app is designed for anyone operating in the field: agents visiting customers, sub-agents, brokers signing policies on-site, collaborators presenting quotes. Multi-insurer native: a sub-agent working with 3 different insurers switches between portfolios from the app menu.

Can I issue a policy directly on the customer's tablet?

Yes, it's the main use case. Typical workflow: customer visit, data entry on tablet with auto-fill from ID document OCR, real-time premium computation, customer signs directly on the tablet screen (graphometric FEA signature), policy issued and active in 60-90 seconds. The signed PDF is available for email/PEC to the customer immediately.

How does offline mode work?

On iOS and Android, offline mode enables: consultation of policies issued in the last 90 days (configurable), search of already-registered customer master data, opening a policy draft with deferred sync on connection return. Operations requiring real-time validation (CIG on ANAC, AML screening, premium computation with live tariff) are blocked offline.

Is the app security adequate for insurance?

Yes. DORA art. 8 (secure access) compliance: email + password + 2FA TOTP/SMS login on first access, biometric unlock (Face ID / Touch ID / Android fingerprint) on subsequent sessions, 12-hour session expiry, remote wipe on loss, Apple MDM and Android Enterprise compliance for device management. End-to-end encryption.

Can I be an agent for one insurer and broker for other lines?

Yes if authorised by both RUI sections (A + B). The system handles the dual configuration: for some products you operate as a mandated agent (sees only the delegating insurers), for others as a broker (sees multi-insurer with comparative quotation). RBAC automatically differentiates what you can do in each role, separate audit log.

Let's talk · 45 minutes

See NewPicass 14.Net as it would work for a intermediari

45 minutes with one of our engineers. We show you concretely how the platform fits the specific workflows of your role — not a generic product demo.